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Buy Auto Insurance Leads: High-Quality Lead Generation

Are you investigating your options around where to buy auto insurance leads for your agents and producers? If so, take a closer look at EverQuote’s auto insurance leads. Our high-quality lead generation makes us one of the best in the business for agents who are serious about ROI.

What makes EverQuote the best choice to buy auto insurance leads for agents?

    • The scale at which we invest to find quality leads. We invest millions of dollars each month to bid on keywords that drive the particular consumer profile for which captive agents like you are searching. This allows us to cast a wider net as we search for leads our agents will be able to turn into customers. Our competitors simply don’t have a comparable advertising strategy or budget.
    • We are transparent about the quality leads we provide. We attempt to identify people who are actively shopping for auto insurance and are looking for some level of comparison. At EverQuote, we don’t buy massive lists of names identifying people who may have filled out a form six months or a year ago. (Leads like this may have a lower price point, but they are less likely to be people who intend to buy insurance.) Instead, we have dozens of data scientists and analysts who hone in on how to capture the leads that best align with a captive agent. Then, we provide those auto insurance leads directly to you seconds after the consumer submits their form, so you can contact potential clients immediately—while they’ve still got insurance on their minds.
    • We offer a volume optimizer tool that allows our agents to see how many leads are available in a specific area. Our agents have the option to zero in on ZIP codes or parts of a county to see how many leads are available, which helps them target promising areas. For example, using aggregate data from agents in a specific geographic area, we can visualize the ZIP codes that will provide not only the most volume but also a significantly higher hit rate. This allows you to optimize your accounts to focus on areas that are historically seeing more success. No other auto lead generation company runs data as extensively as we do—so you won’t find the same high-quality insights and recommendations elsewhere.
    • Service is our differentiator. Some insurance lead companies follow the “churn and burn” method, but not EverQuote. We’re not in the business of signing up as many agents as possible and only keeping them for a short period of time. We want to be your go-to partner for the long term—the preferred (and recommended) place for auto insurance leads buyers. To do that, we emphasize an unparalleled level of customer service. And depending on the type of account you choose, you can process your own lead returns in seconds!

Want to see for yourself how EverQuote auto insurance leads stand out from the crowd? Use the form to the right to schedule a free demo with one of our agents.

If you’re not quite ready to see a demo, but you’d like to learn more about how we source our leads, keep reading.

Request Free EverQuote Demo

Buy Auto Insurance Leads: High-Quality Lead Generation

Where To Buy Auto Insurance Leads: 8 Options

1. Online Lead Aggregators


  • Buying auto insurance leads from online lead aggregators is typically very inexpensive, so you can afford to buy a lot.
  • You can fill your producers’ pipelines with these types of leads.


  • These “leads” are almost universally low quality because they may be largely composed of people who submitted a form online to play a game or enter a contest—not to buy insurance.
  • Close rates for these types of auto insurance leads are low—often in the 1% range.
  • These leads cost you time and dedication for little to no return.

Calling all agents! Make sure your producers are set up for success. Download The Insurance Agent Sales Process Quick-Start Template today.

2. Qualified Online Auto Insurance Leads


  • These leads have expressed intent to buy insurance, so it’s more likely agents will have a chance to talk to them and potentially close a sale. They have a relatively high close rate—around 10%.
  • These leads help insurance agencies grow by keeping their pipelines filled.
  • These leads are scalable, meaning you can add more as your pipelines expand.

EverQuote handles online insurance generation by connecting local prospects who are looking for insurance with agents like you. And when you partner with EverQuote to purchase leads, you’ll actually gain more than just leads—we help all our partner agents optimize their leads and tweak their processes when and if issues arise.

Contact us today to learn more about how filling your pipeline with auto insurance leads from EverQuote is the best route.


  • Qualified online auto insurance leads initially cost more than other types of leads. However, even though some agents initially experience “sticker shock,” these leads typically prove to have a high return on investment.

3. Traditional Advertising


  • For agents focused on hyperlocal growth, traditional advertising—like radio, billboard, newspaper, and even your-name-on-the-back-of-a-Little-League-jersey—can be very effective in building brand recognition.


  • Traditional advertising is very expensive.
  • You have no guarantee the people you want to talk to (your ideal clients) are looking at the billboards, listening to the radio, etc.
  • It is difficult (but not impossible) to determine ROI. Tactics like specialized phone numbers for each campaign, unique website URLs, and simply asking clients how they heard about your agency can help to determine if your advertising strategy is successful.

4. Search Engine Optimization (SEO)


  • When you generate exclusive auto insurance leads yourself, you know exactly where your leads are from and can generally be confident in their validity.
  • SEO helps you gain visibility in a broader geographic area, as well as locally.


  • This method of lead generation can be very expensive.
  • Unless you have a lot of money or a very large commercial auto insurance leads business, you’ll only gain a limited number of leads in most cases.
  • This method requires a substantial time investment. You’ll either need to hire someone to do SEO or do it yourself, which will take time away from more valuable tasks. Because the operating and labor costs of using SEO tools are very high, we don’t recommend this option as a core strategy for most agents.

5. Your Own Website


  • Building out your own website is a must-do for insurance agents. (Tweet this!) Most agents already have a basic website for their agency displaying the products they offer and contact information. Many people purchasing insurance have trouble bridging the trust and legitimacy gap unless they see their agent’s website, so this method is well worth the effort.
  • You can use your website, social media platforms, and organic search terms in tandem to bring high-quality leads in the door.
  • It’s inexpensive to create a website—and in some cases, it’s free if your carrier provides a website for you.
  • It’s relatively easy and inexpensive to optimize a website and use it to your advantage.
  • You can customize your website so visitors can submit their information for a quote. This provides an easy way to quickly gain contact information.


  • You may dedicate a lot of resources to this method and still not end up ranking highly in search engines, so few prospects may be able to find you online without directly searching for your agency.
  • Your website will require regular maintenance.
  • It can take years to achieve the sort of keyword rankings needed to generate even a modest amount of leads.

6. Referrals


  • Auto insurance referrals help you retain customers. These auto insurance leads are typically easier to close, and the small cost involved in acquiring them makes them an incredible value. If 90% of your book retains business with you, that delivers a huge ROI.


  • There are none! If it were possible, we’d recommend employing referrals as your main lead-generation method for almost any insurance agent looking to build their business. (What keeps you from doing that is, of course, running out of existing customers!)

7. Cross-Selling


  • These are free leads! Cross-selling maximizes your book of business by trying to sell additional products to your existing customers.
  • These auto insurance leads are generally more likely to close.


  • Again, none! Cross-selling to your existing book of business is a must-do for all insurance agents.

8. Cold-Calling


  • Cold auto insurance leads are typically very inexpensive.


  • This option is very ineffective, as the people you’re contacting are most likely not looking for an insurance solution. You’re wasting time and money that you could be directing elsewhere.
  • When contacting cold leads, agents must be cognizant of federal and state laws that address emailing, calling, and texting consumers for marketing purposes (i.e., laws prohibiting the use of auto-dialers, ensuring opt-out or do-not-call requests are honored, etc.).

How To Determine Which Method Of Generating Auto Insurance Leads Is Best For You

As we covered in our article, How Do Online Insurance Leads Compare To Other Methods?, there’s no one-size-fits-all answer to this question. To figure out how to find the best auto insurance leads for your business, do the following:

  • Evaluate your business type. Do you have an existing book of business you can sell to? If so, cross-selling and referrals may be a great first step. In fact, we suggest every agent work with their existing network because it’s the cheapest way to get leads that will last at least a month or two. However, don’t plan to rely solely on referrals!
  • Evaluate your local market. How saturated is it? If there’s potential to grow locally, you may want to invest in local advertising—but be sure you do this in a way that’s trackable to avoid wasting your investment dollars.
  • Evaluate your willingness to grow. Are you looking to grow your agency beyond your local market? If so, then an online insurance lead generator like EverQuote is a great option because it can provide the numbers you need outside your local market to potentially bind more policies. If you’re on the fence about partnering with EverQuote, take a look at the auto insurance leads reviews our happy customers have shared.

How EverQuote’s Lead Generation Works

It all starts with the online consumer searching for keywords around auto insurance, such as “auto insurance in my area,” “cheap auto insurance,” and “buy car insurance leads.”

Whether we rank organically for that keyword or we bid on it, EverQuote is often one of the top links on the page. EverQuote also sources consumers through other channels—from email to our verified partner network. Consumers go to our website (or a partner site) and let us know what type of insurance they might want to purchase. We capture their ZIP code and then start the process of collecting 40+ specific data points about them. It usually takes about 7 to 10 minutes to complete the form, which we’ve engineered to be long enough to weed out those who are less motivated to buy but not too long to drive away real prospects. All of our leads are consumers who opt-in to be contacted by an agent, so you can rest assured that each EverQuote lead has agreed to be contacted by you and your producers.

We weed out the junk to ensure we’re sending you valid leads—and offer no-questions-asked returns.

In addition to the filtering we do when consumers fill out our forms, we want to make it as simple as possible for you to get ROI-generating leads. We’ve shifted our entire returns process and policy, so (depending on the account type you chose) agents receive a blanket 20% return policy each month, no questions asked. We’ll take back auto insurance leads (up to that 20% monthly threshold) for any reason—no criteria needed. We are serious about providing the best experience, and this is just another way we are able to do that for our agents.

Your leads are delivered when you hit “submit.”

As an agent, we make it as simple as possible for you to get the quantity of leads you need to fill your producers’ pipelines and meet your sales goals. Depending on your commitment level, you have access to varying levels of service: everything from personalized onboarding to analytics to customer service. For agents who join our Accelerated Growth Program (AGP) and are looking to scale, a dedicated EverQuote business consultant will provide advanced analytics and monthly business reviews to help optimize your lead allocation.

See how online lead generation can benefit you—contact us today to get started!

With EverQuote, you have complete control over how many leads you receive each day. You can even customize your parameters and pause your account with no consequences. Click here for a tour of the software with one of our experts.


Topics: Insurance Lead Generation, Featured, Insurance Agency Growth

About the Author Chris Nashed, EverQuote

Picture of Chris Nashed, EverQuote

Chris studied at UMass-Lowell and has well over a decade of inside sales experience. Chris' almost preternatural sales acumen has seen him help grow tech companies from the North Shore to New Hampshire!

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